Apelles, LLC is a nationwide debt collection agency based in Columbus, Ohio, specializing in services like debt recovery, fraud management, and accounts receivable outsourcing. They have received numerous complaints related to billing and collection practices, with many consumers expressing concerns about the legitimacy of their calls and the validation of debts. If you are facing collections from Apelles, LLC, it is essential to understand your rights and explore options for debt validation and removal. Contact a professional credit repair service to assist you in addressing issues with this collection agency.
Detener el acoso por deudas Obtener ayuda
Apelles, LLC is a nationwide debt collection company headquartered in Columbus, Ohio. They offer services including fraud management, accounts receivable outsourcing, debt recovery, and customer lifecycle management.
¿Desea retirar hoy sus colecciones?
Llámelos al (716) 355-0119 para una consulta de crédito gratuita. Hemos ayudado a muchas personas en su situación, y nuestros asistentes legales están listos para ayudarle.
También puede enviarnos un correo electrónico a info@cpgcomplete.com.
Reseñas adicionales de BBB
Tipo de reclamación: Problemas de facturación/cobro
A consumer reported receiving calls from Apelles, LLC asking for personal verification without providing information on the legitimacy of the call. This has raised concerns about their practices.
Tipo de reclamación: Problemas de facturación/cobro
Another consumer disputed a debt that appeared on their credit report, claiming no prior knowledge of it, and requested removal from their report.
Tipo de reclamación: Problemas de facturación/cobro
A complaint indicated that Apelles, LLC could not validate a debt they claimed was owed and requested its removal from the credit report.
Can Apelles, LLC Collections Be Removed from My Credit Report?
It is possible to have your collections removed, settled, or improved based on your situation. Contact us today for a review of your account with Apelles, LLC.
Should I Contact or Pay Apelles, LLC?
Communicating with a collection agency can be harmful, especially if it resets the clock on your debt. However, paying off a legitimate and recent debt may be necessary.
Working with a professional credit repair service is the best approach. They have successfully removed millions of negative items for clients across the country.
Will Apelles, LLC Sue Me or Garnish My Wages?
While the likelihood is low, it’s essential to have Consumer Protection Group on your side to handle any disputes and protect your credit report.
¿Qué es el embargo de salario?
Wage garnishment is a court-ordered collection method taking part of an employee’s paycheck. It can have serious implications depending on state laws.
Threats of foreclosure or property auctioning by Apelles, LLC are illegal and unfounded.
Apelles, LLC Complaints
If you are being harassed, you can file a complaint with the Consumer Financial Protection Bureau (CFPB) or the Better Business Bureau (BBB) for support.
The Fair Credit Reporting Act (FCRA) provides protections against false claims and harassment, which Apelles, LLC is obligated to respect.
Cómo afectan los cobros a su crédito
Various actions can negatively impact your credit score, such as missed payments or exceeding credit limits, leading to collections and higher interest rates.
Collection agencies can damage your credit score if no defense is mounted against them, affecting your ability to obtain future credit.
Your Rights When Dealing with Apelles, LLC
The government has established rules limiting collectors’ actions. The FCRA protects you from abuse and ensures your rights are upheld.
- Your personal data is protected.
- Apelles, LLC cannot publicly label you as a debtor.
- They must validate their claims before pursuing collection.
- False data on your credit report is actionable.
- Collectors have 30 days to validate debts.
- You cannot be arrested for unpaid debts without a court order.
More Tips on Dealing with Apelles, LLC
Avoid direct communication with collectors. If they persist, request all communication in writing.
Keep records of all interactions. In many states, recording calls is legal as long as both parties consent.
Do not admit guilt or provide unnecessary personal information.
Beware of accepting offers or gifts as they may be attempts to settle a debt for silence on filing complaints.
What is Apelles, LLC?
Apelles, LLC specializes in debt collection, with many complaints alleging violations of the Fair Debt Collection Practices Act (FDCPA).
Is Apelles, LLC a Scam?
They are a legitimate debt collection agency. However, consumers report possible FDCPA violations.
Who Does Apelles, LLC Collect For?
Apelles, LLC may represent various clients, including credit card companies and student loan providers.
How Many Complaints Against Apelles, LLC?
Numerous complaints exist online, and their BBB profile shows a poor review score due to FDCPA violations.
Can Apelles, LLC Sue Me or Garnish My Wages?
Apelles, LLC cannot make empty threats regarding lawsuits or wage garnishment. Contact us for asset protection.
Can You Help Me File a No Fee Lawsuit Against Apelles, LLC?
Yes, you can sue a debt collector, but resolving the issue beforehand is recommended for a better outcome.
Apelles, LLC Calling You?
Understand your rights under the FCRA and the limitations collectors have against you.
Can I Sue Apelles, LLC for Harassment?
You have the authority to sue for breaches of your rights under the FCRA, with potential compensation for violations.
Want to Stop Apelles, LLC Debt Collection Harassment Now?
Los motivos de las demandas incluyen:
- Horarios de llamada inadecuados
- Disclosure of personal information to third parties
- Unjustified debt amounts
- Harassment or abusive language