Posts Tagged ‘debt collection’
Debt settlement: Will it work for me?
In a Nutshell Debt settlement is a process that allows you to pay a monthly lump sum that is usually less than the amount you owe to resolve, or “settle,” your debt. It is a service often provided by third-party companies that claim to reduce your debt by negotiating a settlement with your creditor. Paying…
Leer másConsumer Rights in Debt Collection
Consumer protection laws are in place to ensure fair treatment in debt collection. When dealing with debt collectors, knowing your rights can empower you. In fact, this knowledge helps you navigate interactions more effectively and assert your protections. In this post, we will outline your essential rights and explain how to address any violations you…
Leer másMaster Your Debt: Start Negotiating Today
Negotiating Your Debt Negotiating your debt can be stressful, but it is a powerful tool that leads to manageable solutions. This post provides practical tips to help you negotiate your debts and regain control of your finances. Why Negotiate Your Debt? First, negotiating can lower your monthly payments, reduce your total debt, or even allow…
Leer másHow to Combat Debt Harassment
Facing debt harassment can be incredibly stressful and disheartening. If you’re receiving constant calls or aggressive messages from debt collectors, it’s important to know that you have rights and options. In this post, we’ll explore practical strategies to combat debt harassment and protect yourself. Recognizing Debt Harassment Debt harassment occurs when collectors use aggressive tactics…
Leer másHow to Collect After Winning a Court Case
After winning a court case and getting a money judgment, collecting on the claim is usually a tedious process. There are various reasons why disputes can escalate to the small claims court, from unpaid bills to bad checks. Even if the court may have a repayment meeting to plan the way forward, debt collection is…
Leer másDebt Collection FAQ
To help our readers understand the basics of this practice, we have created this article to address some debt collection FAQ. Debt Collection FAQ Below, you’ll find a debt collection FAQ to guide you through this practice. Don’t hesitate to contact us if you have any more doubts! Q1. What is a debt collector? It…
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