Sarma Collections Inc.

Sarma Collections, Inc. is a third-party collection agency located in San Antonio, Texas. They provide services in various areas, including Mortgage Credit Services, Credit Reporting Services, Recovery Management Services, Employment Screening, and Tenant Screening to assist consumers and businesses in making informed decisions.

Do You Want Your Collections Removed Today?

Call Sarma Collections at (716) 557-7812 for a free credit consultation. They have helped many people in your situation and have paralegals ready to assist you.

You can also email them at info@cpgcomplete.com.

Additional BBB Reviews

Complaint Type: Billing/Collection Issues

Kristie (or Christie) called my home number (972-********) from Sarma Collections Inc. and requested that I verify my name and my birthday was July 1965. My birth year is not 1965, but I was not going to confirm or deny any information to these people. She would not give me any additional information as to why she was calling or why I needed to verify myself or my birth information. I asked for her name, company name, and telephone number and called back to see if she would answer and she did. This is the second time someone has called me from this company. I need to know why they are contacting me and if this call is legitimate. Also, the calls need to stop. This company appears to be a problem with other consumers. I hope they are not allowed to put any false information on my credit report. Thank you.

Complaint Type: Billing/Collection Issues

I have no knowledge of this debt it just showed up on my credit report being opened in November 2020 by ***** financial services llc I disputed this debt with all three credit beau. I want this company to remove this debt from my credit report.

Complaint Type: Billing/Collection Issues

This company is a debt buyer I asked them to validate this debt that I owe them but they couldn’t come up with that. They said I paid 1203 to someone else but couldn’t provide that info. The original Debt was a company called ***** and they couldn’t provide me with documentation for why I owe them 1667 I would like this removed from my credit report and these people to stop contacting me.

Can Sarma Collections Inc. Collections Be Removed from My Credit Report?

Depending on the situation, it is possible to have your collections removed, settled, or improved. It is best to have your account reviewed with Sarma Collections Inc. so the best course of action can be taken. Contact them today to see how they can help.

Should I Contact or Pay Sarma Collections Inc.?

Speaking to a collection agency can be harmful. Making payments on the collection account resets the clock. It could make it worse. Of course, there are times when it’s best to pay the collection account, especially if it’s new and you’re sure it’s legitimate.

The best way to deal with a debt collector is to work with a professional credit repair service. They have deleted millions of negative items from companies like Sarma Collections Inc. for millions of clients nationwide.

Common mistakes that may further deteriorate your credit are direct communication with the collection agency. This action leaves you vulnerable to making unnecessary payments to the collection agency, which reverts your efforts to the drawing board. Contact will be made on your behalf through a verified professional credit repair service. The Consumer Protection Group offers a full range of credit repair services to benefit consumers who have been mistreated by the credit and collection industry against their consumer protection rights. Contact them today for help.

Will Sarma Collections Inc. Sue Me or Garnish My Wages?

The probability is minimal, but you need Consumer Protect Group to remove this uncertain burden from your workload to reduce this risk. They will filter your impending dispute and possibly indemnify your credit report. This quality work will prevent future conflicts and encumbrances.

To improve your credit score, contact them to allow them to intervene and avert lawsuits against you. Additionally, they will clean up your credit report for safer and uninterrupted money management. They will be your friendly vigilant against negative items on your wage credit.

What is Wage Garnishment?

Wage garnishment is a court-ordered method of collecting money from an employer by taking some or all of an employee’s paycheck. This strategy of the collection has controversial consequences depending on the state government. Therefore, its jurisdiction is nullified and illegal within states against wage garnishment.

It is illegal for any claims of foreclosure or auctioning your property by Sarma Collections Inc. These threats are unauthorized due to the nature of your involuntary towards paying off your debt.

Sarma Collections Inc. Complaints

You should consider filing a complaint if a collector harasses you. You will have the support of the Consumer Financial Protection Bureau (CFPB) and Better Business Bureau (BBB) as they condemn any form of harassment during collection. Inaccurate data provide grounds for these Bureaus to fill complaints against the collection agency. Filing complaints will protect you from collectors using intimidation tactics and harassment.

The Fair Credit Reporting Act (FCRA) provides consumer protection from harassment and false accusations. Sarma Collections Inc. understands this particular law; thus, you need Lexington Law to challenge your collectors equally.

How Collections Affect Your Credit

There are several ways to harm your credit score, whether intentionally or unintentionally. Failure to make regular agreed payments could result in a collection from a bank or creditor, and overspending one’s allowed credit limit would bring about a higher interest rate. Late payments could result in credit history reductions and, eventually, collection practices.

The collection agencies correlate with each other through advancing credits as insurance. If your account raises a red flag during such transactions, it will stain your credit score. Without your dispute or defense against these accounts, your ability to renew credit will be crippled.

Your Rights When Dealing with Sarma Collections Inc.

The United States government has set strict restrictions and procedures that limit the activities of the collectors towards settling their dues. The Fair Credit Reporting Act shields you from any form of inhumanity or abuse from your collectors, providing a neutral ground for settlement. The FCRA has provided your consumer rights as follows:

• All personal data are insured and heavily protected, including credit card stats, mortgage loans, overdrafts, and billing reports.
• Sarma Collections Inc. cannot publically name you as a debtor. It restricts them from communicating with you to harass or criticize your credit report.
• Sarma Collections Inc. must prove its legality to collect a debt. They need to recognize themselves as authorized to conduct their collection activities.
• Your credit report should be free from inappropriate data insinuated by Sarma Collections Inc. This is a legal violation with grounds for lawsuits against them.
• FCRA provides 30 days for collectors to prove their claims. They are tasked with the duty of enlightening you on whether payment is your sole responsibility.
• You bear freedom from false arrest in the hands of Sarma Collections Inc. FCRA restricts any legal action unless a court is involved.

More Tips on Dealing with Sarma Collections Inc.

Avoid direct communication. Collectors will try hard to communicate with you over the phone as a tactic to trap you. It would be best to curtail communication to prevent them from profiling you in their records.

If Sarma Collections Inc. is persistent, politely inform them that you strictly demand all conversations in writing. Request a formal letter to validate their claims. You can freely ignore their calls once you have passed the legal information.

Acquire hard evidence of communication. Record the call if the conversation needs to be through a phone. Secretly recording the discussion has been authorized in over thirty-five states as a self-defense mechanism.

Do not act guilty. You should not attempt to hide any assets or money from a legitimate collector. You need to avoid providing personal details such as financial status or associated bank details.

Do not give them false information. If they ask for personal details, provide only facts accurate to your knowledge.

Do not allow them to bully you into decisions. They may not disclose their intentions of contacting the authorities.

Do not forget about their word. Collectors will offer several solutions to your problem, such as an apology letter or cash incentives. Avoid any solutions mentioned in any collection letter.

Never accept freebies from them. They are usually acting guilty when they want you to obtain compensation in return for your silence on filing a lawsuit against them.

What is Sarma Collections Inc.?

Sarma Collections Inc. specializes in debt collection. Many complaints against Sarma Collections Inc. allege violations of the Fair Debt Collection Practices Act (FDCPA). If a debt collector has contacted you, it is important to understand your rights before contacting them.

Is Sarma Collections Inc. a Scam?

Sarma Collections Inc. is a legitimate company that collects debt. We caution individuals to contact them directly regarding their debt or simply write off Sarma Collections Inc. as a scam.

Many complainants state that they receive phone calls and letters regarding debts they did not accrue. Some claim the collectors are aggressive, manipulative, and harassing in their communications. If you feel Sarma Collections Inc. is overstepping boundaries, you may file a complaint with the BBB.

Why Choose Consumer Protection Group?

Consumer Protection Group offers a free consultation service. The representatives will assess your situation, enabling you to make informed decisions about your options. They help clients understand their rights as consumers and offer a strategy for fighting against aggressive collectors.

Consumer Protection Group will assist you in repairing your credit. They will investigate your credit report for any inaccuracies and act on your behalf to rectify your credit score.

In conclusion, Sarma Collections Inc. is a company that has the potential to hurt your credit score significantly. If you are in their records, contact a representative to discuss your options and the implications of your decision.