Debt Education
How to Start & Build an Emergency Fund
You never know what life may bring, so it’s best to have a little extra saved up for an emergency. Building a rainy day fund may look challenging, but a few tips will make things easier. You can create an emergency fund to protect your future by tracking your expenses – find out how below.…
Leer másLearn to Read Your Credit Report
Many people never know what their report is, but the most important thing you should know is that it could be detrimental to your credit score. If you’re not looking out for yourself, a potential creditor will red flag your report and make it challenging to find lenders who will give you the loans or…
Leer más5 Smart Money Moves to Make in 2022
We should all be making money moves with caution and contemplation. You want to make sure that you’re financially setting yourself up for a secure future for your overall well-being. We will discuss five smart money moves that you can make in 2022. These moves will help you get ahead financially, so learn more. 1.…
Leer másHow to Save on Medical Bills
It’s no secret that US citizens spend more than any other country on medical bills. For many Americans, healthcare costs can lead to medical debt. Anyone who has ever had a medical bill knows paying it is no easy task. Although there are many different methods for paying medical bills, not all are viable options. …
Leer más8 Small Business Mistakes to Avoid
Entrepreneurial undertakings are full of mistakes, mishaps, and missteps. No matter how deep you are in the entrepreneurial experience, you will run into small business mistakes. As an entrepreneur, you should understand that not every entrepreneurial venture succeeds. If you fail to plan and research, yours will fail. The secret to success is to identify…
Leer másHow to Collect After Winning a Court Case
After winning a court case and getting a money judgment, collecting on the claim is usually a tedious process. There are various reasons why disputes can escalate to the small claims court, from unpaid bills to bad checks. Even if the court may have a repayment meeting to plan the way forward, debt collection is…
Leer más5 Tips to Improve Your Credit Score
Your credit score reflects your trustworthiness and ability to meet your financial responsibilities. A credit score ranges from 300 to 850, and it is based on the information in your credit report. The higher the score, the more creditworthy you are; however a low score makes everything harder. FICO and Vantage Score are the most…
Leer másHandling a Sudden Large Sum of Money
You’ve heard the saying, “A penny saved is a penny earned”? On the other side, “a dollar saved is a dollar lost.” You’ve also heard that money is like water — it always goes downhill. These aphorisms have a grain of truth, but this doesn’t mean you should never save money. However, saving is a…
Leer másGeneration Z Spending Habits
Although most Generation Z hasn’t reached employment age, they influence the spending habits in modern homes by a great deal. Generation Z has more spending power than other generations. Zoomers monitor their spending habits, know where and how to shop, and are keen on the prices. Let’s dig into Generation Z’s spending habits. What is Generation…
Leer másMillennial Spending Habits
Millennials are very different from prior generations in many ways, which makes millennial spending habits peculiar. When it comes to their finances, they seem to be more interested than their parents and grandparents in using their money in ways that may benefit causes close to their hearts. So, they were more likely to buy from…
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