Debt settlement: Will it work for me?

In a Nutshell Debt settlement is a process that allows you to pay a monthly lump sum that is usually less than the amount you owe to resolve, or “settle,” your debt. It is a service often provided by third-party companies that claim to reduce your debt by negotiating a settlement with your creditor. Paying…

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How to Combat Debt Harassment

Facing debt harassment can be incredibly stressful and disheartening. If you’re receiving constant calls or aggressive messages from debt collectors, it’s important to know that you have rights and options. In this post, we’ll explore practical strategies to combat debt harassment and protect yourself. Recognizing Debt Harassment Debt harassment occurs when collectors use aggressive tactics…

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