1076 E County Line Rd
Ridgeland, Ridgeland MS 39157 39157
United States
(601) 957-7006
LendNation is a nationwide financial services provider that offers payday loans, installment loans, and other short-term financial solutions. They operate across the U.S., helping individuals gain access to quick cash with flexible repayment options. However, LendNation has faced several complaints regarding its collection practices, with consumers alleging issues such as unverified debts and unfair practices. Working with professional credit repair services can help resolve disputes, remove collections, and protect your credit score. If you’re dealing with LendNation, it’s crucial to understand your rights under the Fair Credit Reporting Act (FCRA).
Stop Debt Harassment Get Help
LendNation is a nationwide financial services provider, offering payday loans, installment loans, and other short-term lending solutions. They operate across the U.S., helping customers access quick cash with flexible repayment options.
Do You Want Your Collections Removed Today?
Call them at (716) 355-0119 for a free credit consultation. We have helped many people in your situation, and our paralegals are ready to assist you.
You can also email us at info@cpgcomplete.com.
Additional BBB Reviews
Complaint Type: Billing/Collection Issues
A consumer reported receiving calls from LendNation asking for personal verification without providing information on the legitimacy of the call. This raised concerns about their practices.
Complaint Type: Billing/Collection Issues
Another consumer disputed a debt that appeared on their credit report, claiming no prior knowledge of it, and requested removal from their report.
Complaint Type: Billing/Collection Issues
A complaint indicated that LendNation could not validate a debt they claimed was owed and requested its removal from the credit report.
Can LendNation Collections Be Removed from My Credit Report?
It is possible to have your collections removed, settled, or improved based on your situation. Contact us today for a review of your account with LendNation.
Should I Contact or Pay LendNation?
Communicating with a collection agency can be harmful, especially if it resets the clock on your debt. However, paying off a legitimate and recent debt may be necessary.
Working with a professional credit repair service is the best approach. They have successfully removed millions of negative items for clients across the country.
Will LendNation Sue Me or Garnish My Wages?
While the likelihood is low, it’s essential to have Consumer Protection Group on your side to handle any disputes and protect your credit report.
What is Wage Garnishment?
Wage garnishment is a court-ordered collection method taking part of an employee’s paycheck. It can have serious implications depending on state laws.
Threats of foreclosure or property auctioning by LendNation are illegal and unfounded.
LendNation Complaints
If you are being harassed, you can file a complaint with the Consumer Financial Protection Bureau (CFPB) or the Better Business Bureau (BBB) for support.
The Fair Credit Reporting Act (FCRA) provides protections against false claims and harassment, which LendNation is obligated to respect.
How Collections Affect Your Credit
Various actions can negatively impact your credit score, such as missed payments or exceeding credit limits, leading to collections and higher interest rates.
Collection agencies can damage your credit score if no defense is mounted against them, affecting your ability to obtain future credit.
Your Rights When Dealing with LendNation
The government has established rules limiting collectors’ actions. The FCRA protects you from abuse and ensures your rights are upheld.
- Your personal data is protected.
- LendNation cannot publicly label you as a debtor.
- They must validate their claims before pursuing collection.
- False data on your credit report is actionable.
- Collectors have 30 days to validate debts.
- You cannot be arrested for unpaid debts without a court order.
More Tips on Dealing with LendNation
Avoid direct communication with collectors. If they persist, request all communication in writing.
Keep records of all interactions. In many states, recording calls is legal as long as both parties consent.
Do not admit guilt or provide unnecessary personal information.
Beware of accepting offers or gifts as they may be attempts to settle a debt for silence on filing complaints.
What is LendNation?
LendNation specializes in short-term loans, with many complaints alleging violations of the Fair Debt Collection Practices Act (FDCPA).
Is LendNation a Scam?
They are a legitimate financial services company. However, consumers report possible FDCPA violations.
Who Does LendNation Collect For?
LendNation may represent various clients, including payday loan companies and other financial institutions.
How Many Complaints Against LendNation?
Numerous complaints exist online, and their BBB profile shows a poor review score due to FDCPA violations.
Can LendNation Sue Me or Garnish My Wages?
LendNation cannot make empty threats regarding lawsuits or wage garnishment. Contact us for asset protection.
Can You Help Me File a No Fee Lawsuit Against LendNation?
Yes, you can sue a debt collector, but resolving the issue beforehand is recommended for a better outcome.
LendNation Calling You?
Understand your rights under the FCRA and the limitations collectors have against you.
Can I Sue LendNation for Harassment?
You have the authority to sue for breaches of your rights under the FCRA, with potential compensation for violations.
Want to Stop LendNation Debt Collection Harassment Now?
Grounds for lawsuits include:
- Inappropriate call times
- Disclosure of personal information to third parties
- Unjustified debt amounts
- Harassment or abusive language