First National Collection Bureau, Inc.

First National Collection Bureau, Inc. is a debt collection agency founded in 1983 in Sparks, NV. This agency works with various types of debt, including credit cards, retail cards, telecommunications, auto loans, and more.

Do You Want Your Collections Removed Today?

Call them at (716) 557-7812 for a free credit consultation. We have assisted many people in your situation, and our paralegals are ready to take your call.

You can also email us at info@cpgcomplete.com.

Additional BBB Reviews

Complaint Type: Billing/Collection Issues

Kristie (or Christie) called my home number (972-********) from First National Collection Bureau, Inc. and requested that I verify my name and my birthday, which was not correct. I refused to confirm any information. She did not provide additional information about the call, and I asked for her name and company details. This was the second call I received from this company, and I needed to know why they contacted me and if the call was legitimate.

Complaint Type: Billing/Collection Issues

I have no knowledge of this debt; it just appeared on my credit report as opened in November 2020 by ***** financial services LLC. I disputed this debt with all three credit bureaus and requested its removal from my credit report.

Complaint Type: Billing/Collection Issues

This company is a debt buyer, and I asked them to validate the debt owed, but they could not provide proof. They claimed I paid 1203 to someone else without documentation for why I owe them 1667. I want this debt removed from my credit report and for them to cease contact.

Can First National Collection Bureau, Inc. Collections Be Removed from My Credit Report?

Depending on your situation, it is possible to have collections removed, settled, or improved. It is advisable to have your account reviewed by First National Collection Bureau, Inc. to determine the best course of action. Contact us today for assistance.

Should I Contact or Pay First National Collection Bureau, Inc.?

Communicating with a collection agency can be detrimental. Making payments can reset the clock on the debt and worsen the situation. However, sometimes paying a collection account is necessary, especially if it’s new and legitimate.

The best approach to deal with a debt collector is to engage a professional credit repair service, which has successfully removed millions of negative items from agencies like First National Collection Bureau, Inc.

Will First National Collection Bureau, Inc. Sue Me or Garnish My Wages?

The likelihood of this is minimal, but you need Consumer Protection Group to alleviate this concern. They can handle your disputes and potentially improve your credit report.

What is Wage Garnishment?

Wage garnishment is a court-ordered method of collecting money from an employee’s paycheck. It is often controversial and illegal in certain states.

First National Collection Bureau, Inc. Complaints

Consider filing a complaint if a collector harasses you. You have the support of the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB) against such actions. Filing complaints protects you from intimidation and harassment.

How Collections Affect Your Credit

There are many ways to damage your credit score, including missed payments or exceeding your credit limit. Collection agencies monitor these activities and can harm your credit score if you don’t dispute these accounts.

Your Rights When Dealing with First National Collection Bureau, Inc., P.C.

The U.S. government has implemented strict rules limiting collector activities. The Fair Credit Reporting Act (FCRA) protects consumers from abuse and provides a framework for fair debt settlement. Your rights include:

• Protection of personal data.
• Restrictions on public naming as a debtor.
• Requirement for validation of debt collection legality.
• Protection from false information on credit reports.
• 30 days for collectors to prove their claims.
• Protection from false arrest without court involvement.

More Tips on Dealing with First National Collection Bureau, Inc.

• Avoid direct communication with collectors.
• Request all correspondence in writing.
• Keep records of all communications.
• Do not disclose personal financial information.
• Stay cautious and do not provide inaccurate information.
• Stand firm against intimidation tactics.
• Reject any offers that seem too good to be true.
• Do not accept incentives for silence on harassment.

What is First National Collection Bureau, Inc.?

First National Collection Bureau, Inc. specializes in debt collection and has numerous complaints regarding violations of the Fair Debt Collection Practices Act (FDCPA). Understand your rights before contacting them.

Is First National Collection Bureau, Inc. a Scam?

They are a legitimate company, but individuals have reported feeling that their rights were violated. It’s essential to contact them directly regarding any debt.

Who Does First National Collection Bureau, Inc. Collect For?

They work with various clients, including credit card companies and student loans. If they contact you, it may be related to an alleged student loan debt.

How Many Complaints Against First National Collection Bureau, Inc.?

There are many complaints online, with a poor rating on their Better Business Bureau page, mostly alleging violations of the FDCPA and false debt reporting.

Can First National Collection Bureau, Inc. Sue Me or Garnish My Wages?

It is illegal for them to threaten lawsuits or wage garnishment. If you’re facing this, contact us to protect your assets.

Can You Help Me File a No Fee Lawsuit Against First National Collection Bureau, Inc.?

You can sue a debt collector, but resolving the matter before taking legal action is often less stressful and yields better outcomes.

First National Collection Bureau, Inc. Calling You?

Familiarize yourself with FCRA provisions to understand your rights and the limits on collector actions against you.

Can I Sue First National Collection Bureau, Inc. for Harassment?

You can sue if your rights under the FCRA are violated. Compensation can reach up to $1000 for affected individuals.

Want to Stop First National Collection Bureau, Inc. Debt Collection Harassment Now?

Grounds for lawsuits include:

• Inappropriate calling times.
• Disclosure of personal information to third parties.
• Excessive demands beyond the actual debt.
• Use of inappropriate language during calls.
• Violent threats or harassment.
• False accusations of federal crimes.
• Contacting employers regarding your credit.
• Using threats for compliance.
• Prank calls to test your availability.