BCF
Address:
50 East Ave
Suite b
Lockport, NY 14094
Phone:
(833) 709-2631
If you’re facing debt collection from BCF and want to remove or resolve the issue, contact the Consumer Protection Group for professional help. We specialize in removing negative items from credit reports and handling debt collectors like BCF. Our team ensures your rights are protected under the Fair Credit Reporting Act (FCRA) and helps you avoid wage garnishment, harassment, and false credit reporting. We provide legal assistance and credit repair services to improve your credit score and defend against unlawful debt collection practices. Contact us today for a free consultation!
Stop Debt Harassment Get Help
Call them at (716) 355-0119 for a free credit consultation. We have helped many people in your situation and have paralegals standing by waiting to take your call.
You can also email us at info@cpgcomplete.com.
Additional BBB Reviews
Complaint Type: Billing/Collection Issues
Kristie called my home number from BCF, requesting that I verify my name and birthday. She wouldn’t provide further information. This is the second time they’ve contacted me. I need to know why, and the calls must stop. I hope they are not allowed to put false information on my credit report.
Complaint Type: Billing/Collection Issues
I have no knowledge of this debt that showed up on my credit report in November 2020. I disputed this debt with all three credit bureaus and want it removed.
Complaint Type: Billing/Collection Issues
This company is a debt buyer. They couldn’t provide documentation for why I owe them $1667. I want this removed from my credit report, and I want the calls to stop.
Can BCF Collections Be Removed from My Credit Report?
Depending on the situation, it is possible to have your collections removed, settled, or improved. Contact us today so we can review your account and find the best course of action.
Should I Contact or Pay BCF?
Speaking to a collection agency can be harmful. Making payments can reset the clock on your debt, but in some cases, it’s best to pay, especially if it’s a new debt and you’re sure it’s legitimate.
Working with a professional credit repair service is the safest option. They have successfully deleted millions of negative items for clients nationwide, and they can help you too.
Common Mistakes When Dealing with Debt Collectors
Direct communication with the collection agency can make things worse, leading to unnecessary payments. A professional credit repair service can handle this on your behalf. The Consumer Protection Group offers full credit repair services to benefit those mistreated by the credit and collection industry. Contact us for assistance.
Will BCF Sue Me or Garnish My Wages?
The probability is minimal, but you need Consumer Protect Group to reduce this risk. They will help filter your dispute and protect your credit report. Contact us to improve your credit score and prevent lawsuits or wage garnishment.
What Is Wage Garnishment?
Wage garnishment is a court-ordered method of collecting money from your paycheck. Some states prohibit wage garnishment, so it is important to know your rights. BCF cannot legally foreclose or auction your property.
BCF Complaints
If a collector harasses you, consider filing a complaint. The Consumer Financial Protection Bureau and Better Business Bureau can support you, as harassment during collection is illegal. Inaccurate data provides grounds for legal action against the collection agency.
How Collections Affect Your Credit
Collections can harm your credit score by reducing your ability to renew credit. Without dispute or defense, your credit score will suffer, making it harder to obtain loans or new credit.
Your Rights When Dealing with BCF, P.C.
The Fair Credit Reporting Act (FCRA) provides several protections, including the right to have your personal data protected and freedom from harassment. BCF must prove their authority to collect and must adhere to legal processes. You have 30 days to request debt validation, and BCF must comply.
More Tips on Dealing with BCF
Avoid Direct Communication
It’s best to request all communication in writing to prevent harassment or manipulation. If BCF insists on phone communication, record the conversation where legally allowed.
Do Not Act Guilty
Avoid hiding assets or providing personal details. Don’t believe the stories BCF might tell on the phone, and don’t give them false information. Be firm and cautious.
What Is BCF?
BCF is a legitimate debt collection company, but they have been accused of violating the Fair Debt Collection Practices Act (FDCPA). If you’ve been contacted by them, you should understand your rights before responding.
Is BCF a Scam?
BCF is not a scam, but many complainants feel they have violated the FDCPA. If you are contacted by BCF, it’s best to handle the matter carefully and seek help if needed.
Who Does BCF Collect For?
BCF may collect for various clients, such as credit card companies or student loan providers. If BCF contacts you, the debt likely stems from one of these areas.
How Many Complaints Against BCF?
BCF has many complaints filed against them online, with numerous allegations of FDCPA violations. They have a poor review score on the Better Business Bureau page.
Can BCF Sue Me or Garnish My Wages?
BCF cannot make empty threats to sue or garnish your wages. Contact us as soon as possible to protect your assets from illegal collection practices.
Can You Help Me File a No Fee Lawsuit Against BCF?
Yes, you can sue a debt collector, but it is often best to resolve the issue before taking legal action. Contact us to help with your situation.
BCF Calling You?
Understand your rights under the FCRA, as well as the Telephone Consumer Protection Act (TCPA), to protect yourself from harassment. Reach out to us for assistance.
Can I Sue BCF for Harassment?
If BCF violates your consumer rights, you have the authority to sue. Under federal law, you may be entitled to compensation of up to $1,000 if you’ve suffered harassment or false accusations.
Want to Stop BCF Debt Collection Harassment Now?
You can file a lawsuit if a collector calls you at inappropriate times, contacts your family, uses vulgar language, makes threats, or falsely accuses you of a crime.