ARM WNY LLC

ARM WNY LLC is a collection agency located in Amherst, New York. This agency is not accredited by the Better Business Bureau (BBB). Following allegations of unlawful debt collection practices, the Federal Trade Commission requested the closure of ARM offices.

Do You Want Your Collections Removed Today?

Contact ARM WNY LLC at (716) 355-0119 for a free credit consultation. Our team has assisted many individuals in similar situations, and paralegals are ready to take your call. You can also reach us via email at info@cpgcomplete.com.

Additional BBB Reviews

Complaint Type: Billing/Collection Issues

Kristie (or Christie) received a call from ARM WNY LLC requesting personal information. She was hesitant to confirm any details and expressed concerns about the legitimacy of the calls. She sought assurance that ARM WNY LLC would not report false information on her credit report.

Complaint Type: Billing/Collection Issues

A consumer disputed a debt listed on their credit report that appeared without their knowledge, seeking its removal.

Complaint Type: Billing/Collection Issues

A consumer requested validation of a debt from ARM WNY LLC, claiming the agency failed to provide necessary documentation.

Can ARM WNY LLC Collections Be Removed From My Credit Report?

It is possible to have collections removed or settled based on your situation. Reviewing your account with ARM WNY LLC is essential to determine the best course of action. Contact us today for assistance.

Should I Contact or Pay ARM WNY LLC?

Speaking to ARM WNY LLC may be detrimental. Paying the collection may reset the clock on your debt, potentially worsening your credit situation. It is advisable to work with a professional credit repair service to handle communications and negotiations on your behalf.

Will ARM WNY LLC Sue Me or Garnish My Wages?

The likelihood of ARM WNY LLC garnishing your wages is low. However, partnering with a credit repair service can help alleviate this concern. We will work to improve your credit report and manage your debts effectively.

What is Wage Garnishment?

Wage garnishment is a court-ordered method of collecting debt directly from an employee’s paycheck. The legality of this process varies by state, and threats of garnishment from ARM WNY LLC may be unfounded.

Filing Complaints Against ARM WNY LLC

If you experience harassment from ARM WNY LLC, consider filing a complaint with the Consumer Financial Protection Bureau (CFPB) or the Better Business Bureau (BBB). These organizations help protect consumers from harassment and intimidation tactics employed by debt collectors.

How Collections Affect Your Credit

Collections can severely impact your credit score. Failing to make timely payments or exceeding credit limits can lead to debt collection and negative marks on your credit report, making it challenging to secure future credit.

Your Rights When Dealing with ARM WNY LLC

The Fair Credit Reporting Act (FCRA) provides protections against abusive practices by debt collectors. Key rights include:

• Protection of personal data and privacy.
• Prohibition of publicizing your status as a debtor.
• Requirement for debt collectors to identify themselves and their authority.
• The right to dispute inaccuracies on your credit report.

More Tips on Dealing with ARM WNY LLC

To navigate collections effectively:

• Avoid direct communication with the agency.
• Request written validation of debts.
• Record all conversations, if legal in your state.
• Do not share personal financial information.
• Be cautious of any offers or incentives.

What is ARM WNY LLC?

ARM WNY LLC specializes in debt collection and has received multiple complaints for violating the Fair Debt Collection Practices Act (FDCPA). Understanding your rights is crucial when dealing with this agency.

Is ARM WNY LLC a Scam?

ARM WNY LLC is a legitimate collection agency. However, consumers have reported concerns about their practices, which may violate consumer protection laws.

Who Does ARM WNY LLC Collect For?

ARM WNY LLC collects debts for various clients, including credit card companies and student loan servicers. If they contact you, it may be regarding a student loan or credit debt.

How Many Complaints Against ARM WNY LLC?

Numerous complaints have been filed against ARM WNY LLC, with many consumers alleging violations of the FDCPA and false reporting of debts.

Can ARM WNY LLC Sue Me or Garnish My Wages?

ARM WNY LLC cannot legally make empty threats to sue or garnish wages. Contact us to protect your rights and assets if you feel threatened.

Can You Help Me File a No Fee Lawsuit Against ARM WNY LLC?

You can sue a debt collector, but resolving the issue beforehand is often less stressful and more effective.

ARM WNY LLC Calling You?

Understand your rights under the FCRA to protect yourself from unfair debt collection practices. Familiarize yourself with additional consumer rights resources.

Can I Sue ARM WNY LLC for Harassment?

You have the right to sue ARM WNY LLC if your consumer rights are violated. Compensation for damages may be available under the FCRA.

Want to Stop ARM WNY LLC Debt Collection Harassment Now?

Grounds for lawsuits against ARM WNY LLC include:

• Inappropriate calling times.
• Disclosure of personal information to third parties.
• Attempts to collect more than you owe.
• Use of abusive or vulgar language.
• Threats of violence or harm.
• False accusations of criminal behavior.
• Contacting employers regarding your debt.
• Use of intimidation tactics.