Alliant Capital Management

Alliant Capital Management is a reputable collection agency based in Amherst, New York. The agency is dedicated to building trust and respect with consumers while providing effective recovery services for creditors nationwide.

Need Your Collections Removed Today?

Call (716) 355-0119 for a complimentary credit consultation. We have assisted numerous individuals in similar situations, with paralegals ready to assist you.

You can also reach us via email at info@cpgcomplete.com.

Additional BBB Reviews

Complaint Type: Billing/Collection Issues

Kristie (or Christie) contacted my home number (972-********) from Alliant Capital Management, asking me to verify my name and stating my birthday was July 1965. I refused to confirm or deny any information. She didn’t provide further details about her call or why I needed to verify my identity. I asked for her name and company details, called back, and she answered again. This was the second call from this agency, and I need clarification on why they are reaching out and whether these calls are legitimate. I also want these calls to stop. I hope they cannot report false information on my credit report.

Complaint Type: Billing/Collection Issues

I don’t recognize this debt, which appeared on my credit report opened in November 2020 by ***** Financial Services LLC. I disputed this debt with all three credit bureaus and want it removed.

Complaint Type: Billing/Collection Issues

This company is a debt buyer. I requested validation for the debt I owe, but they couldn’t provide it. They claimed I owed $1,667, but they failed to document the original debt from *****. I want this debt removed from my credit report, and I request that they cease contacting me.

Can Alliant Capital Management Collections Be Removed from My Credit Report?

Depending on the circumstances, it may be possible to have collections removed, settled, or improved. It’s advisable to have your account reviewed with Alliant Capital Management to determine the best course of action. Contact us today to see how we can assist you.

Should I Contact or Pay Alliant Capital Management?

Interacting with a collection agency can be detrimental. Making payments on a collection account may reset the clock and worsen your situation. However, there are instances when paying is appropriate, particularly if the debt is new and legitimate.

The optimal approach to dealing with a debt collector is to collaborate with a professional credit repair service. They have successfully removed millions of negative items from agencies like Alliant Capital Management for countless clients across the country.

Common mistakes that can worsen your credit include directly communicating with the collection agency, which may lead to unnecessary payments and complicate your efforts to resolve the issue. Contact will be made on your behalf through a verified professional credit repair service. The Consumer Protection Group offers a comprehensive range of credit repair services for consumers mistreated by the credit and collection industry. Reach out to us today for assistance.

Will Alliant Capital Management Sue Me or Garnish My Wages?

The likelihood is low, but you need Consumer Protection Group to eliminate this burden from your life and minimize risk. They will handle your dispute and possibly help clear your credit report. Their quality service will prevent future conflicts and encumbrances.

To enhance your credit score, contact us to allow them to intervene and prevent lawsuits against you. Additionally, they will clean up your credit report for safer financial management.

What is Wage Garnishment?

Wage garnishment is a court-ordered process allowing money to be collected directly from an employee’s paycheck. This method of collection has varying consequences depending on state laws. Therefore, it may be nullified and illegal in states opposed to wage garnishment.

Furthermore, it is unlawful for Alliant Capital Management to threaten foreclosure or auctioning your property. Such threats are unauthorized, given the nature of your involuntary payment obligations.

Alliant Capital Management Complaints

If a collector harasses you, consider filing a complaint. You can seek support from the Consumer Financial Protection Bureau (CFPB) and Better Business Bureau (BBB), which condemn harassment during collections. Inaccurate data provides grounds for these agencies to act against the collection agency. Filing complaints protects you from collectors who use intimidation tactics.

The Fair Credit Reporting Act (FCRA) safeguards you from harassment and false accusations, stopping debt harassment. Alliant Capital Management, LLC, understands this law, so you need Lexington Law to challenge your collectors effectively.

How Collections Affect Your Credit

Many factors can harm your credit score, intentionally or not. Failing to make agreed payments may lead to collections from a bank or creditor, and exceeding your credit limit can result in higher interest rates. Late payments can damage your credit history and prompt collection actions.

Collection agencies communicate with each other through advancing credits as insurance. If your account raises red flags, it can tarnish your credit score. Without a dispute or defense against these accounts, your ability to obtain credit may be severely impaired.

Your Rights When Dealing with Alliant Capital Management, P.C.

The U.S. government has established strict rules limiting collectors’ activities regarding settling dues. The Fair Credit Reporting Act protects you from inhumane treatment or abuse from collectors. This law provides a neutral ground for settlements without disadvantageous situations. The FCRA outlines your consumer rights, including but not limited to:

• Your personal data, including credit card information, mortgage loans, and billing reports, are protected.
• Alliant Capital Management must not publicly identify you as a debtor or communicate with you in a harassing manner.
• They must prove their authority to collect a debt, demonstrating honesty and integrity.
• Your credit report should not contain inappropriate data attributed to Alliant Capital Management; violations can lead to lawsuits against them.
• Collectors have 30 days to validate their claims to your credit report, failing which may lead to legal action.
• You are protected from false arrest by Alliant Capital Management, as legal action requires court involvement.

More Tips on Dealing with Alliant Capital Management

Avoid direct communication with collectors. They may attempt to engage you over the phone as a tactic to trap you. Limit communication to protect yourself from being profiled in their records.

If Alliant Capital Management persists, inform them that you only accept written communication. Request a formal letter to validate their claims and ignore further calls after providing the required information.

Keep a record of all communications. If necessary, recording calls can serve as evidence; however, ensure you comply with your state’s recording laws. Informing the other party may suffice as consent.

Do not appear guilty. Avoid hiding assets or finances from legitimate collectors, as it may lead to fraudulent claims. Do not provide personal information regarding your financial status.

Do not take their word at face value. Avoid believing their stories during phone calls. Don’t let them pressure you into making decisions.

Do not offer false information. Provide only accurate details when requested. Fabricating background details can lead to complications, especially in the case of persistent harassment.

Resist being bullied into decisions. They may threaten to contact authorities, but you can take legal action against them.

Be cautious of their promises. Collectors may offer solutions, such as apology letters or incentives, but avoid accepting anything from them.

Never accept freebies. Doing so may imply your silence in exchange for compensation regarding their unlawful actions.

What is Alliant Capital Management?

Alliant Capital Management specializes in debt collection, with numerous complaints alleging violations of the Fair Debt Collection Practices Act (FDCPA). Understanding your rights before contacting them is crucial if a debt collector has reached out to you.

Is Alliant Capital Management a Scam?

They are a legitimate company that collects debt, but individuals should contact them directly regarding any concerns. Some complainants feel Alliant Capital Management has violated the FDCPA despite assisting their clients.

Who Does Alliant Capital Management Collect For?

The agency serves various clients, including credit card companies and student loans. If they have contacted you, it is likely about a student loan debt. Contact us for help if this collections company approaches you.

Managing outstanding debts is vital to avoid financial difficulties when applying for loans, as alleged debts can affect your credit score.

How Many Complaints Against Alliant Capital Management?

Numerous complaints have been filed against Alliant Capital Management online. Their Better Business Bureau page reflects many grievances, with a poor review score. Most complaints allege FDCPA violations and erroneous debt reporting.

Can Alliant Capital Management Sue Me or Garnish My Wages?

Alliant Capital Management cannot legally threaten to sue or garnish your wages. Such tactics are typically prohibited; however, contact us promptly to safeguard your assets.

How to Report Harassment by Alliant Capital Management

Alliant Capital Management may pursue your debts vigorously, but it’s crucial to know your rights. They cannot engage in abusive behavior, and any harassment should be reported to the authorities. Reporting harassment provides evidence of improper conduct that can protect you.

To schedule a complimentary consultation with us, reach out today.