Dealing with Inflation as a Small Business

inflation as a small business

Inflation is a never-ending battle for small businesses. Despite a low unemployment rate and increasing stock prices, the prices of goods and services continue to rise, putting a strain on profits. The best way to deal with inflation is to be proactive, understand how it affects your business, and make changes to keep your expenses…

Leer más

What You Should Know About Car Loans

car loans

Whether brand new or pre-owned, buying a car is a significant financial decision. This valuable possession will help you go to work and move around hassle-free. If you do not have adequate funds to pay cash, you can consider taking an auto loan to complete the purchase. Researching car loans is as important as looking…

Leer más

Building Credit and Stopping Creditors

build credit

Building good credit takes time and effort, but getting there is possible if you know what to do. Several factors determine your credit score, including how long you’ve been paying debts on time. Credit scores range from 350 to 850, with higher scores indicating better credit. The most crucial step is to be financially savvy,…

Leer más

8 Ways to Save on Groceries

how to save on groceries

With groceries, it’s easy to get caught up in saving pennies. After all, a dollar spent is a dollar earned, right? When you consider that grocery bills can take up an average of 17% of your household budget, according to the USDA, that one dollar you thought you saved could be costing you much more. It’s…

Leer más

How to Start & Build an Emergency Fund

emergency fund

You never know what life may bring, so it’s best to have a little extra saved up for an emergency. Building a rainy day fund may look challenging, but a few tips will make things easier. You can create an emergency fund to protect your future by tracking your expenses – find out how below.…

Leer más

Learn to Read Your Credit Report  

child report

Many people never know what their report is, but the most important thing you should know is that it could be detrimental to your credit score. If you’re not looking out for yourself, a potential creditor will red flag your report and make it challenging to find lenders who will give you the loans or…

Leer más

5 Smart Money Moves to Make in 2022

financial moves

We should all be making money moves with caution and contemplation. You want to make sure that you’re financially setting yourself up for a secure future for your overall well-being. We will discuss five smart money moves that you can make in 2022. These moves will help you get ahead financially, so learn more. 1.…

Leer más

How to Save on Medical Bills

medical bills

It’s no secret that US citizens spend more than any other country on medical bills. For many Americans, healthcare costs can lead to medical debt. Anyone who has ever had a medical bill knows paying it is no easy task. Although there are many different methods for paying medical bills, not all are viable options. …

Leer más

8 Small Business Mistakes to Avoid

small business mistakes

Entrepreneurial undertakings are full of mistakes, mishaps, and missteps. No matter how deep you are in the entrepreneurial experience, you will run into small business mistakes. As an entrepreneur, you should understand that not every entrepreneurial venture succeeds. If you fail to plan and research, yours will fail. The secret to success is to identify…

Leer más

How to Collect After Winning a Court Case

collect court-ordered debt

After winning a court case and getting a money judgment, collecting on the claim is usually a tedious process. There are various reasons why disputes can escalate to the small claims court, from unpaid bills to bad checks. Even if the court may have a repayment meeting to plan the way forward, debt collection is…

Leer más