Servicios nacionales de quiebra

About National Bankruptcy Services

National Bankruptcy Services (NBS) was established in 1999 as a creditors’ bankruptcy servicing company. Headquartered in Dallas, Texas, with over 300 employees, NBS provides bankruptcy and foreclosure-related services.

Contact Us Today

Call us at (716) 557-7812 for a free credit consultation. We have helped many people in your situation and have paralegals standing by waiting to take your call.

También puede enviarnos un correo electrónico a info@cpgcomplete.com.

Reseñas adicionales de BBB

Tipo de reclamación: Problemas de facturación/cobro

Kristie (or Christie) called my home number (972-********) from National Bankruptcy Services and requested that I verify my name and my birthday was July 1965. My birth year is not 1965, but I was not going to confirm or deny any information to these people. She would not give me any additional information as to why she was calling or why I needed to verify myself or my birth information. I asked for her name, company name, and telephone number and called back to see if she would answer and she did. This is the second time someone has called me from this company. I need to know why they are contacting me and if this call is legitimate. Also, the calls need to stop. This company appears to be a problem with other consumers. I hope they are not allowed to put any false information on my credit report. Thank you.

Tipo de reclamación: Problemas de facturación/cobro

I have no knowledge of this debt; it just showed up on my credit report being opened in November 2020 by ***** financial services LLC. I disputed this debt with all three credit bureaus. I want this company to remove this debt from my credit report.

Tipo de reclamación: Problemas de facturación/cobro

Esta empresa es un comprador de deudas. Les pedí que validaran la deuda que tengo con ellos, pero no pudieron hacerlo. Dijeron que pagué 1203 a otra persona pero no pudieron proporcionarme esa información. La deuda original era de una empresa llamada ***** y no pudieron proporcionarme documentación de por qué les debo 1667. Me gustaría que esto se eliminara de mi informe crediticio y que esta gente dejara de ponerse en contacto conmigo.

Can National Bankruptcy Services Collections Be Removed From My Credit Report?

Depending on the situation, it is possible to have your collections removed, settled, or improved. It is best to have your account reviewed with National Bankruptcy Services so the best course of action can be taken. Contact us today, so we can see how we can help.

Should I Contact or Pay National Bankruptcy Services?

Speaking to a collection agency can be harmful. Making payments on the collection account resets the clock and could make it worse. Of course, there are times when it’s best to pay the collection account, especially if it’s new and you’re sure it’s legit.

The best way to deal with a debt collector is to work with a professional credit repair service. They have deleted millions of negative items from companies like National Bankruptcy Services for millions of clients nationwide. And they can help you too.

Errores comunes en la gestión de cobros

Common mistakes that may further deteriorate your credit include direct communication with the collection agency. This action leaves you vulnerable to making unnecessary payments to the collection agency, which reverts your efforts to the drawing board. Contact will be made on your behalf through a verified professional credit repair service. The Consumer Protection Group offers a full range of credit repair services to benefit consumers who have been mistreated by the credit and collection industry against their consumer protection rights. Contact us today for help.

Will National Bankruptcy Services Sue Me or Garnish My Wages?

La probabilidad es mínima, pero necesita que Consumer Protection Group elimine esta carga incierta de su carga de trabajo para reducir este riesgo. Ellos filtrarán su inminente disputa y posiblemente indemnizarán su informe crediticio. Este trabajo de calidad evitará futuros conflictos y gravámenes.

Para mejorar su calificación crediticia, póngase en contacto con nosotros para que puedan intervenir y evitar demandas en su contra. Además, limpiarán su informe de crédito para una gestión más segura e ininterrumpida de su dinero. Seremos sus amigos vigilantes contra los elementos negativos en su crédito salarial.

¿Qué es el embargo de salario?

Wage garnishment is a court-ordered method of collecting money from an employer by taking some or all of an employee’s paycheck. This strategy of collection has controversial consequences depending on state laws. Therefore, its jurisdiction is nullified and illegal within states against wage garnishment.

Subsequently, it is illegal for any claims of foreclosure or auctioning your property by National Bankruptcy Services. These threats are unauthorized due to the nature of your involuntary towards paying off your debt.

National Bankruptcy Services Complaints

You should consider filing a complaint if a collector harasses you. You will have support from the Consumer Financial Protection Bureau (CFPB) and Better Business Bureau (BBB) as they condemn any form of harassment during collection. Inaccurate data provides grounds for these bureaus to fill complaints against the collection agency. While filing complaints, you will be protected from the collectors using intimidation tactics and harassment.

Cómo afectan los cobros a su crédito

Hay varias formas de perjudicar su puntuación crediticia, ya sea de forma intencionada o no. No efectuar los pagos acordados con regularidad podría dar lugar a un cobro por parte de un banco o acreedor, y sobrepasar el límite de crédito permitido conllevaría un tipo de interés más alto. Los retrasos en los pagos podrían dar lugar a reducciones del historial crediticio y, eventualmente, a prácticas de cobro.

Las agencias de cobro se correlacionan entre sí adelantando créditos como seguros. Si su cuenta levanta una bandera roja durante tales transacciones, manchará su puntuación de crédito. Sin su disputa o defensa contra estas cuentas, su capacidad para renovar el crédito se verá paralizada y se volverá imposible.

Your Rights When Dealing with National Bankruptcy Services

The United States government has set strict restrictions and procedures that limit the activities of collectors towards settling their dues. Fundamentally, the Fair Credit Reporting Act shields you from any form of inhumanity or abuse from collectors. It provides a neutral ground for settlement without handicap situations. The FCRA has provided your consumer rights as follows:

• All personal data are insured and heavily protected, including credit card stats, mortgage loans, overdrafts, and billing reports.
• National Bankruptcy Services must be confined in you, where they cannot publically name you as a debtor. It restricts them from constantly communicating with you to harass or criticize your credit report.
• National Bankruptcy Services must prove its legality to collect a debt. It implies that they need to, orally and through writing, recognize themselves as authorized to conduct their collection activities. It prevents cases of fraud through honesty and integrity of work.
• Your credit report should be free from inappropriate data insinuated by National Bankruptcy Services. It is a legal violation with grounds for lawsuits against them.
• FCRA provides 30 days for the collectors to prove their claims to your credit report. They are tasked with the duty of enlightening you on whether payment is your sole responsibility, which entails debt validation, failure to which collectors may face legal action.
• You bear freedom from false arrest in the hands of National Bankruptcy Services. FCRA restricts any legal action unless a court is involved.

More Tips on Dealing with National Bankruptcy Services

Evite la comunicación directa. Los cobradores se esforzarán por comunicarse con usted por teléfono como táctica para atraparle. Lo mejor sería restringir la comunicación para evitar que te hagan un perfil en sus registros.

If National Bankruptcy Services is persistent, politely inform them that you strictly demand all conversations in writing. Request a formal letter to validate their claims. You can freely ignore their ignorant calls once you have passed the legal information.

Adquiera pruebas fehacientes de la comunicación. Debe grabar la llamada si la conversación tiene que ser a través de un teléfono. La grabación secreta de la discusión ha sido autorizada en más de treinta y cinco estados como mecanismo de autodefensa.

Sin embargo, algunos estados exigen específicamente que obtengas el permiso de la otra parte para grabar. Si les informas de que tienes intención de grabar durante la conversación y sigues hablando, equivale a consentimiento para grabar. Es poco frecuente, ya que siempre cuelgan para escapar del foco.

No se haga el culpable. No debe intentar ocultar ningún activo o dinero a un cobrador legítimo. Supone una reclamación fraudulenta si los posee legalmente. Debe evitar facilitar datos personales como su situación financiera o datos bancarios asociados.

No les conceda el beneficio de la duda. No te creas lo que te cuenten por teléfono. No se deje engañar por las historias del propietario compasivo.

No les dé información falsa. Si le piden datos personales, como los de su familia, es obligatorio que facilite únicamente los datos que usted conozca. Por favor, no invente sus antecedentes para convencerles de su situación, especialmente cuando sean persistentes en las llamadas de acoso y las cartas de cobro.

No permita que le obliguen a tomar decisiones. Puede que no revelen sus intenciones de ponerse en contacto con las autoridades. Sin embargo, esto es una alarma para que emprendas acciones legales contra ellos.

Do not forget about their word. The collectors will offer several solutions to your problem, such as an apology letter, gifts, and discounts to facilitate your payment. This could be a trap to dissuade you from taking serious measures. Ignore any enticing words that could be too good to be true.

Most importantly, stay informed and vigilant against your creditors. With the best professionals in credit repair, you will rest assured that your debt remains under control. The Consumer Protection Group is always ready to serve your needs.

Consumer Protection Group Can Help You!

The Consumer Protection Group can help you dispute errors on your credit report caused by National Bankruptcy Services. We can remove collection accounts and restore your credit score. Call us today for a free credit consultation at (716) 557-7812. Or email us at info@cpgcomplete.com.