Génesis Soluciones Financieras

Genesis Financial Solutions was established in 2001 and is headquartered in Beaverton, Oregon, with an additional office in Akron, Ohio. Genesis Financial Solutions works with consumer credit. This company assists those in the merchant, retail, and healthcare industries to offer affordable financing to consumers.

¿Desea retirar hoy sus colecciones?

Call them at (716) 557-7812 for a free credit consultation. We have helped many people in your situation, and we have paralegals standing by waiting to take your call.

También puede enviarnos un correo electrónico a info@cpgcomplete.com

Reseñas adicionales de BBB

Tipo de reclamación: Problemas de facturación/cobro

Kristie (or Christie) called my home number (972-********) from Genesis Financial Solutions and requested that I verify my name and my birthday was July 1965. My birth year is not 1965, but I was not going to confirm or deny any information to these people. She would not give me any additional information as to why she was calling or why I needed to verify myself or my birth information. I asked for her name, company name, and telephone number and called back to see if she would answer, and she did. This is the second time someone has called me from this company. I need to know why they are contacting me and if this call is legitimate. Also, the calls need to stop. This company appears to be a problem for other consumers. I hope they are not allowed to put any false information on my credit report. Thank you.

Tipo de reclamación: Problemas de facturación/cobro

I have no knowledge of this debt; it just showed up on my credit report being opened in November 2020 by ***** financial services LLC. I disputed this debt with all three credit bureaus. I want this company to remove this debt from my credit report.

Tipo de reclamación: Problemas de facturación/cobro

This company is a debt buyer. I asked them to validate this debt that I owe them, but they couldn’t come up with that. They said I paid $1203 to someone else but couldn’t provide that info. The original debt was a company called ***** and they couldn’t provide me with documentation for why I owe them $1667. I would like this removed from my credit report and these people to stop contacting me.

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Can Genesis Financial Solutions collections be removed from my credit report?

Depending on the situation, it is possible to have your collections removed, settled, or improved. It is best to have your account reviewed with Genesis Financial Solutions so the best course of action can be taken. Contact us today so we can see how we can help.

Should I contact or pay Genesis Financial Solutions?

Hablar con una agencia de cobros puede ser perjudicial. Realizar pagos en la cuenta de cobro reinicia el reloj. Podría empeorar la situación. Por supuesto, hay ocasiones en las que es mejor pagar la cuenta de cobro, especialmente si es nueva y estás seguro de que es legítima.

The best way to deal with a debt collector is to work with a professional credit repair service. They have deleted millions of negative items from companies like Genesis Financial Solutions for millions of clients nationwide.

Y también pueden ayudarte a ti.

Common Mistakes When Dealing with Genesis Financial Solutions

Common mistakes that may further deteriorate your credit are direct communication with the collection agency. This action leaves you vulnerable to making unnecessary payments to the collection agency, which reverts your efforts to the drawing board. Contact will be made on your behalf through a verified professional credit repair service. The Consumer Protection Group offers a full range of credit repair services to benefit consumers who have been mistreated by the credit and collection industry and their consumer protection rights. Contact us today for help.

Will Genesis Financial Solutions sue me or garnish my wages?

La probabilidad es mínima, pero necesita que Consumer Protect Group elimine esta carga incierta de su carga de trabajo para reducir este riesgo. Ellos filtrarán su inminente disputa y posiblemente indemnizarán su informe crediticio. Este trabajo de calidad evitará futuros conflictos y gravámenes.

To improve your credit score, contact us to allow them to intervene and avert lawsuits against you. Additionally, they will clean up your credit report for safer and uninterrupted money management. We will be your friendly vigilant ally against negative items on your credit.

¿Qué es el embargo de salario?

El embargo de salario es un método ordenado por un tribunal para cobrar dinero de un empleador mediante la retención de una parte o la totalidad de la nómina de un empleado. Esta estrategia de la colección tiene consecuencias polémicas dependiendo del gobierno del estado. Por lo tanto, su jurisdicción es nula e ilegal dentro de los estados contra el embargo de salario.

Subsequently, it is illegal for any claims of foreclosure or auctioning your property by Genesis Financial Solutions. These threats are unauthorized due to the nature of your involuntary debt payments.

Genesis Financial Solutions Complaints

You should consider filing a complaint if a collector harasses you. You will have an advantage of support from the Consumer Financial Protection Bureau (CFPB) and Better Business Bureau (BBB) as they condemn any form of harassment during collection. Inaccurate data provide grounds for these Bureaus to file complaints against the collection agency. While filing complaints, you will be protected from the collectors using intimidation tactics and harassment.

The Fair Credit Reporting Act (FCRA) provides consumer protection from harassment, false accusations, and stops debt harassment. Genesis Financial Solutions, LLC understands this particular law; thus, you need Lexington Law to challenge your collectors equally.

Cómo afectan los cobros a su crédito

Hay varias formas de perjudicar su puntuación crediticia, ya sea de forma intencionada o no. No efectuar los pagos acordados con regularidad podría dar lugar a un cobro por parte de un banco o acreedor, y sobrepasar el límite de crédito permitido conllevaría un tipo de interés más alto. Los retrasos en los pagos podrían dar lugar a reducciones del historial crediticio y, eventualmente, a prácticas de cobro.

Las agencias de cobro se correlacionan entre sí adelantando créditos como seguros. Si su cuenta levanta una bandera roja durante tales transacciones, manchará su puntuación de crédito. Sin su disputa o defensa contra estas cuentas, su capacidad para renovar el crédito se verá paralizada y se volverá imposible.

Your Rights When Dealing with Genesis Financial Solutions, P.C.

El gobierno de Estados Unidos ha establecido restricciones y procedimientos estrictos que limitan las actividades de los cobradores para saldar sus deudas. Fundamentalmente, la Fair Credit Reporting Act le protege de cualquier forma de inhumanidad o abuso por parte de sus cobradores. Proporciona un terreno neutral para la liquidación sin situaciones de desventaja. La FCRA ha proporcionado sus derechos de los consumidores de la siguiente manera pero no limitado a:

• Todos los datos personales están asegurados y fuertemente protegidos. Estos datos incluyen estadísticas de tarjetas de crédito, préstamos hipotecarios, descubiertos e informes de facturación.
• Genesis Financial Solutions must be confined in you, where they cannot publicly name you as a debtor. It restricts them from constantly communicating with you to harass or criticize your credit report.
• Genesis Financial Solutions must prove its legality to collect a debt. It implies that they need to, orally and through writing, recognize themselves as authorized to conduct their collection activities. It prevents cases of fraud through honesty and integrity of work.
• Your credit report should be free from inappropriate data insinuated by Genesis Financial Solutions. It is a legal violation with grounds for lawsuits against them.
• La FCRA concede 30 días a los cobradores para probar sus reclamaciones en su informe de crédito. Se les encomienda el deber de aclararle si el pago es de su exclusiva responsabilidad. Ello implica la validación de la deuda, ante cuyo incumplimiento los cobradores pueden enfrentarse a acciones legales.
• You bear freedom from false arrest in the hands of Genesis Financial Solutions. FCRA restricts any legal action unless a court is involved.

More Tips on Dealing with Genesis Financial Solutions

Evite la comunicación directa. Los cobradores se esforzarán por comunicarse con usted por teléfono como táctica para atraparle. Lo mejor sería restringir la comunicación para evitar que te hagan un perfil en sus registros.

If Genesis Financial Solutions is persistent, politely inform them that you strictly demand all conversations in writing. Request for a formal letter to validate their claims. You can freely ignore their ignorant calls once you have passed the legal information.

Acquire hard evidence of communication. You must record the call if the conversation needs to be through a phone. Secretly recording the discussion has been authorized in over thirty-five states as a self-defense mechanism. However, some states specifically require you to gain permission from the other party to record. If you inform them that you intend to register during the conversation and continue to talk, it amounts to consent to record. It is rare as they always hang up to escape the spotlight.

No se haga el culpable. No debe intentar ocultar ningún activo o dinero a un cobrador legítimo. Supone una reclamación fraudulenta si los posee legalmente. Debe evitar facilitar datos personales como su situación financiera o datos bancarios asociados.

No les conceda el beneficio de la duda. No te creas lo que te cuenten por teléfono. No se deje engañar por las historias del propietario compasivo.

Do not give them false information. If they ask for personal details such as family details, it is a requirement that you provide only the facts accurate to your knowledge. Please do not make up your background to convince them of your status.